Flooding is the most common and costly natural disaster in the United States. Just one inch of water in your home can cause more than $25,000 in damage, according to the National Flood Insurance Program. Most homeowners policies do not cover flooding; only flood insurance reimburses homeowners for flood damage. Most policies have a 30 day waiting period before going into effect, so it's best to take action sooner than later. Here are some more tips to be prepared for spring flooding as the snow and ice begin to melt and clear:
- Keep your important documents in a secure, waterproof deposit box.
- Save money in an emergency savings account, and keep a small amount of cash in a safe place in your home.
- Review existing health, life and property insurance policies to make sure the amount and extent of coverage is sufficient for all possible hazards.
For more tips or for information on flood insurance, visit FloodSmart.gov/Prepare or click here for information from the Flossmoor Public Works Department.