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Posted on: December 3, 2019

Disaster Declaration Denied in Flossmoor

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FLOSSMOOR, ILLINOIS – Dec. 3, 2019 Following the September 27 storm event during which seven inches of rain fell in Flossmoor, Village staff contacted the Cook County Department of Homeland Security to seek assistance in the declaration of a disaster. A disaster declaration would trigger financial assistance from the county to aid businesses and residents affected by the flood.

Last week, the Director of the Cook County Department of Homeland Security informed the Village that the damages sustained from the flood in Flossmoor and surrounding areas did not qualify for the disaster declaration based on the criteria established by the Small Business Administration, which administers the relief program.

The Small Business Administration criteria takes into consideration the magnitude of the uninsured losses sustained from a flood event. A disaster declaration can only be declared if 25 or more homes or businesses in the affected area sustain uninsured losses equating to at least 40 percent of the market or replacement value of the home or business. While more than 120 Flossmoor residents and businesses reported damage due to the flood, according to Cook County, the loss in Flossmoor and surrounding areas did not meet the target.

As an example, a 40 percent loss on a home valued at $300,000 would be damages of $120,000. The Cook County evaluation also considered damage to homes in Chicago Heights, Peotone and Richton Park as part of our assessment. 

“We are disappointed in the news that the disaster declaration and the corresponding financial assistance to our property owners will not come to fruition,” said Bridget Wachtel, Village Manager. “Moving forward, the Village is focusing on funding for infrastructure projects that will reduce the risk of similar damage in the future.”

According to Wachtel, Village staff recently met with local legislators to communicate the critical nature of infrastructure projects and how state and federal assistance will be needed in the Village of Flossmoor.

She added, that Village staff and elected officials will continue to seek out all opportunities for grant funding through federal and state sources.

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